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Office Address: 546 Broad Ave., Englewood, NJ 07631, USA - Tel: (201) 569-1444
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Many carriers no longer pay for initial examinations, which are required by law. Naturally as Physicians we have to examine a patient to determine what is wrong so that we can determine a course of therapy. Thus, under most plans a patient remains responsible for that initial cost.
If you have a plan, and we are NOT in your plan, we can arrange a program whereby you will, after the exam fee, not pay any more for Dr. Press to treat you than if we were in plan for your coverage.... read, understand what we are saying here, then call 201-569-1444 for a FREE consultation to learn more.
*Nothing in this section should be construed as providng legal advice. If you have any question as to the validity or applicability of anything stated above, please check with a licensed Attorney.
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What is a deductible?
A deductible is a set amount of money, essentially a goal... which your TOTAL bills for the year-to-date have to equal BEFORE the carrier starts paying anything to reimburse you for your expenses. For example, if you have a $1,000.00 deductible, your premiums (the price of your coverage) will be lower, but you will have to pay the FIRST $1,000.00 each year for ALL your Doctors bills out of your own pocket, before anyone (you or the doctor) gets reimbursed.
Some plans have TWO kinds of deductibles.... one level for any one person/year, an another called a "Family Deductible", which is an aggregate for all family members combined. Thus, if you have a family deductible of say, $2000.00 and you spent that on your care alone in any given year, then your spouse will have NO deductible on his/her care, if and when s/he come to be treated. |
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